Fika Yulia Pratami and Abraham Ferry Rosando, “THE ISSUANCE OF ELECTRONIC COVERNOTES BY NOTARIES IN CREDIT AGREEMENTS IS ABLE TO GUARANTEE CERTAINTY, AUTHENTICITY AND LEGAL PROTECTION IN THE DIGITAL ERA”, IJGAM, vol. 2, no. 3, pp. 635–651, Jul. 2026, Accessed: Sep. 16, 2026. [Online]. Available: https://jurnal-ijgam.or.id/index.php/IJGAM/article/view/364