KHADIJAH MARIE. DIGITAL TRANSFORMATION IN THE BANKING AND FINANCIAL INSTITUTION SECTOR ON CAPITAL MARKET DYNAMICS IN INDONESIA: A QUALITATIVE STUDY THROUGH ONLINE OBSERVATION. Interdisciplinary Journal of Global and Multidisciplinary, [S. l.], v. 2, n. 1, p. 223–231, 2026. Disponível em: https://jurnal-ijgam.or.id/index.php/IJGAM/article/view/98. Acesso em: 14 mar. 2026.