D. A. Safitri and Mirza Anindya Pangestika, “THE INFLUENCE OF FINANCIAL LITERACY AND DIGITAL TECHNOLOGY UTILIZATION ON FINANCIAL PERFORMANCE OF MSME ACTORS IN JATINEGARA DISTRICT”, IJGAM, vol. 1, no. 3, pp. 346–355, Oct. 2025, Accessed: Dec. 27, 2025. [Online]. Available: https://jurnal-ijgam.or.id/index.php/IJGAM/article/view/69