SEKAR SARI; JACK FEBRIAND ADEL; RIZKI YULI SARI. THE EFFECT OF CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR), AND NON-PERFORMING LOAN (NPL) ON RETURN ON ASSETS (ROA) OF BANKING SECTOR COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE IN 2021-2025. Interdisciplinary Journal of Global and Multidisciplinary, [S. l.], v. 2, n. 3, p. 619–626, 2026. Disponível em: https://jurnal-ijgam.or.id/index.php/IJGAM/article/view/362. Acesso em: 6 nov. 2026.